Good dental care is an important part of your overall health. Our dental plans help you keep your smile healthy through regular preventive dental care and offers coverage to fix problems as soon as they occur.
View each plan below. Next, think about the type of dental services you’ll need in the coming year, run the numbers and determine which plan meets your needs. The lowest premium may or may not be your best choice. Making the right choice now will ensure you have a big toothy grin once you start using your dental benefits.
With either the High or Low plans, you may visit any dentist. Keep in mind, you’ll receive the highest coverage when you use an in-network provider. Visiting an out-of-network provider, limits your savings. You will not benefit from discounted rates and will pay more for out-of-pocket for services.
| Dental Rates | ||||
|---|---|---|---|---|
|
Low Plan Monthly Rates |
High Plan Monthly Rates |
|||
| Employee Only | $40.40 | $49.45 | ||
| Employee and Spouse | $81.47 | $99.73 | ||
| Employee and Child(ren) | $76.13 | $93.18 | ||
| Family | $131.44 | $160.88 | ||
| Dental Coverage | ||
|---|---|---|
| Plan Features | Low Plan | High Plan |
| Calendar Year Deductible (Waived for Preventive Services) |
$50 Individual $150 Family |
$50 Individual $150 Family |
| Diagnostic and Preventive Services (e.g., x-rays, cleanings, exams) | No Charge | No Charge |
| Basic and Restorative Services (e.g., fillings, extractions, root canals) | You pay 20%, After Deductible | You pay 20%, After Deductible |
| Major Services (e.g., dentures, crowns, bridges) | You pay 40%, After Deductible | You pay 40%, After Deductible |
| Calendar Year Benefit Maximum | $1,000 | $1,500 |
| Orthodontia - Children and adults (Lifetime Maximum) | N/A | 50% to a Maximum of $1,500 |
