You may wonder if you need vision insurance, especially if you are not yet having vision problems. But vision benefits provide more than just eye exams for those needing glasses or contacts.
Regular exams help your eye doctor identify changes inside the eye and early stages of eye diseases, such as glaucoma, cataracts, macular degeneration and diabetic retinopathy.
During an eye exam, doctors can detect serious medical problems, such as high blood pressure, diabetes, some cancers, autoimmune diseases, thyroid issues and high cholesterol. Catching these illnesses at an early stage may reduce medical treatment costs.
Now you can clearly see why choosing a vision plan can promote your overall good health.
Frames are the perfect way to show off your personality. But no matter which style you choose, make sure you feel confident and are happy with your choice.
Whether you need to see near, far, or everything in between, there are lenses to help you see with clarity and comfort.
| Vision Rates | ||||
|---|---|---|---|---|
|
Low Plan Monthly Rates |
High Plan Monthly Rates |
|||
| Employee Only | $2.71 | $5.60 | ||
| Employee and Spouse | $5.41 | $11.20 | ||
| Employee and Child(ren) | $5.55 | $11.48 | ||
| Family | $8.26 | $17.08 | ||
| Vision Coverage | ||
|---|---|---|
| Benefit | Low Plan | High Plan |
| Exam | ||
| Frequency | Once every two (2) years | Once every calendar year |
| Copay | $25 | $10 |
| Lenses & Frames | ||
| Frequency – Lenses | Once every two (2) years | Once every calendar year |
| Frequency – Frames | Once every two (2) years | Once every two (2) years |
| Copay | $25 | $25 |
| Frame | $100 allowance | $130 allowance |
| Lenses |
Covered in Full Standard Scratch Coating Polycarbonate (Dep to age 19) |
Covered in Full Standard Scratch Coating Polycarbonate (Dep to age 19) |
| Contact Lenses (in lieu of lenses and frames) | ||
| Frequency | Once every two (2) Years | Once every calendar year |
| Copay | $25 | $25 |
| Formulary Contact Lenses | Formulary Contact Lenses | 4 boxes included |
| Non-Formulary Contact Lenses | $130 allowance | |
| Elective Contact Lenses |
$100 lenses allowance plus $40 fitting and evaluation allowance |
|
| Medically Necessary Contact Lenses | Covered after copay | Covered after copay |
