2026 Benefit Rates

Review and compare your costs for benefits

Your payroll contributions for Medical, Dental, Vision, Life, Short-Term Disability, Accident, Critical Illness, and Hospital Indemnity benefits are shown here. The premiums you pay are based on the plans you select. 

Medical Rates
Core Plan
Monthly Rates
Choice Plus
Monthly Rates
Employee (to estimate the employee portion of the medical rate, enter your hourly pay)

2026 Medical Premium Calculator

Spouse $1,027.59 * $1,069.28 *
Child(ren) $531.28 * $552.83 *
Spouse and Child(ren) $1,670.73 * $1,738.50 *
* When selecting medical coverage for Dependents, add the Employee Rate from the calculator to the Dependent Rate in the table to get your Total Monthly Rate. When you enroll for coverage in Employee Navigator, you will see your pay period amount.
** Please be aware that if your salary changes your Choice Plus rate may also change. Any rate adjustments will be reflected in your paycheck following the effective date of the salary change.
Dental Rates
Low Plan
Monthly Rates
High Plan
Monthly Rates
Employee Only $42.24 $51.70
Employee and Spouse $85.18 $104.27
Employee and Child(ren) $79.59 $97.42
Family $137.43 $168.20
Vision Rates
Low Plan
Monthly Rates
High Plan
Monthly Rates
Employee Only $3.58 $7.39
Employee and Spouse $7.14 $14.78
Employee and Child(ren) $7.32 $15.15
Family $10.90 $22.54
Accident Rates
Low Plan
Monthly Rates
High Plan
Monthly Rates
Employee Only $7.50 $9.99
Employee and Spouse $11.97 $15.94
Employee and Child(ren) $14.80 $20.11
Family $22.87 $30.96
Hospital Indemnity Rates
Monthly Rates
Employee Only $11.15
Employee and Spouse $22.27
Employee and Child(ren) $21.42
Family $35.07
Voluntary Life and AD&D Rates
Age Range Employee
Per $1,000
Spouse
Per $1,000
Under 25 $0.093 $0.093
25-29 $0.086 $0.086
30-34 $0.100 $0.100
35-39 $0.126 $0.126
40-44 $0.180 $0.180
45-49 $0.260 $0.260
50-54 $0.390 $0.390
55-59 $0.595 $0.595
60-64 $0.850 $0.850
65-69 $1.400 $1.400
70+ $3.150 $3.150
Child(ren) - $2.20 for $10,000
Short-Term Disability Rates
Age Range Per $1,000
Under 25 $0.29
25-29 $0.30
30-34 $0.31
35-39 $0.28
40-44 $0.31
45-49 $0.375
50-54 $0.46
55-59 $0.57
60-64 $0.67
65+ $0.81
Critical Illness Rates
Employee Spouse
Age Range Non-Tobacco Tobacco Age Range Non-Tobacco Tobacco
Under 25 $0.18 $0.19 Under 25 $0.17 $0.18
25-29 $0.25 $0.27 25-29 $0.24 $0.26
30-34 $0.31 $0.36 30-34 $0.30 $0.35
35-39 $0.42 $0.50 35-39 $0.39 $0.50
40-44 $0.60 $0.81 40-44 $0.59 $0.84
45-49 $0.87 $1.28 45-49 $0.91 $1.48
50-54 $1.17 $1.92 50-54 $1.27 $2.20
55-59 $1.54 $2.72 55-59 $1.69 $3.09
60-64 $2.20 $4.14 60-64 $2.48 $4.77
65-69 $3.24 $6.48 65-69 $3.28 $6.60
70-74 $4.43 $8.67 70-74 $4.51 $8.89
75+ $6.11 $11.07 75+ $5.69 $10.02
Child(ren) - $0.60 for $5,000 or $1.20 for $10,000