2025 Benefit Rates

Review and compare your costs for benefits

Your payroll contributions for Medical, Dental, Vision, Life, Short-Term Disability, Accident, Critical Illness, and Hospital Indemnity benefits are shown here. The premiums you pay are based on the plans you select. 

Medical Rates
Core Plan
Monthly Rates
Choice Plus
Monthly Rates
Employee (to estimate the employee portion of the medical rate, enter your hourly pay)

Medical Premium Calculator
Spouse $927.06* $964.00*
Child(ren) $479.30* $498.40*
Spouse and Child(ren) $1,507.28* $1,567.33*
* When selecting medical coverage for Dependents, add the Employee Rate from the calculator to the Dependent Rate in the table to get your Total Monthly Rate. When you enroll for coverage in Employee Navigator, you will see your pay period amount.
Dental Rates
Low Plan
Monthly Rates
High Plan
Monthly Rates
Employee Only $40.40 $49.45
Employee and Spouse $81.47 $99.73
Employee and Child(ren) $76.13 $93.18
Family $131.44 $160.88
Vision Rates
Low Plan
Monthly Rates
High Plan
Monthly Rates
Employee Only $2.71 $5.60
Employee and Spouse $5.41 $11.20
Employee and Child(ren) $5.55 $11.48
Family $8.26 $17.08
Accident Rates
Low Plan
Monthly Rates
High Plan
Monthly Rates
Employee Only $7.50 $9.99
Employee and Spouse $11.97 $15.94
Employee and Child(ren) $14.80 $20.11
Family $22.87 $30.96
Hospital Indemnity Rates
Monthly Rates
Employee Only $11.15
Employee and Spouse $22.27
Employee and Child(ren) $21.42
Family $35.07
Voluntary Life Rates
Employee & Spouse
Age Range Per $1,000
Under 25 $0.063
25-29 $0.056
30-34 $0.070
35-39 $0.096
40-44 $0.150
45-49 $0.230
50-54 $0.360
55-59 $0.565
60-64 $0.820
65-69 $1.370
70+ $3.120
Child(ren) - $1.80 for $10,000
Voluntary AD&D
Employee - $0.60 for $20,000
Spouse - $0.075 for $2,500
Child(ren) - $0.10 for $2,500
Short-Term Disability Rates
Age Range Per $1,000
Under 25 $0.29
25-29 $0.30
30-34 $0.31
35-39 $0.28
40-44 $0.31
45-49 $0.375
50-54 $0.46
55-59 $0.57
60-64 $0.67
65+ $0.81
Critical Illness Rates
Employee Spouse
Age Range Non-Tobacco Tobacco Age Range Non-Tobacco Tobacco
Under 25 $0.18 $0.19 Under 25 $0.17 $0.18
25-29 $0.25 $0.27 25-29 $0.24 $0.26
30-34 $0.31 $0.36 30-34 $0.30 $0.35
35-39 $0.42 $0.50 35-39 $0.39 $0.50
40-44 $0.60 $0.81 40-44 $0.59 $0.84
45-49 $0.87 $1.28 45-49 $0.91 $1.48
50-54 $1.17 $1.92 50-54 $1.27 $2.20
55-59 $1.54 $2.72 55-59 $1.69 $3.09
60-64 $2.20 $4.14 60-64 $2.48 $4.77
65-69 $3.24 $6.48 65-69 $3.28 $6.60
70-74 $4.43 $8.67 70-74 $4.51 $8.89
75+ $6.11 $11.07 75+ $5.69 $10.02
Child(ren) - $0.60 for $5,000 or $1.20 for $10,000
Medical Rates
Choice Plus
Monthly Rates
Core Plan
Monthly Rates
Employe (to calculate your medical rate, enter your hourly rate)

Medical Premium Calculator
Employee and Spouse $1,619.79 $1,557.72
Employee and Child(ren) $1,154.19 $1,109.96
Family $2,223.12 $2,137.94
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